SOLUTION · PROGRAMMATIC SUB-ACCOUNT
One root, many sub-accounts.
Spin up labeled sub-accounts under a merchant root, on demand. Each one is a real Ledger position — a vendor, an employee, a wallet — returned as a clean business object. Create them programmatically through the One API.
A tree, not a flat list
Every sub-account hangs under a merchant root Ledger account. Roll balances up the subtree, or read each position on its own — the hierarchy is real.
Business objects, not primitives
Sub-accounts return as business objects — id, name, type, status, balances — never raw ledger internals. The meaning-aware view is what your product needs.
Created on demand
POST a sub-account with an entity type and display name; the One API validates it and provisions the underlying Ledger account. One call, one new position.
Accounting-grade underneath
Each sub-account is a double-entry Ledger account. Every credit and debit is provable, and the merchant root always reconciles to the sum of its children.
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